Aircraft Loan Utopia

As if the aircraft lending market wasn’t dynamic enough we now have to consider the reshaping of our modern banking society. The good news is there are still a handful of banks that kept themselves mostly out of trouble and are still in the business of doing business. The obvious obstacles on transactions tend to revolve around pricing money but, in these conditions that is becoming less of an issue as long as there is money to price. What the industry is finding is that high net worth individuals just don’t look the same on paper as they did in years prior. How do we get around this? Glad you asked.

Now more than ever the somewhat “to good to be true” non-recourse loan structures are coming out of the woodwork and shining amongst the straight recourse type deals. For the savvy real estate developers and private equity types this becomes especially attractive. Being able to remain as liquid as possible and keep large asset debt completely or mostly off balance sheet is as valuable as the returns their portfolios earn. Did I mention you still get the depreciation? In our opinion this is aircraft lending utopia! As long as there is gold plated credit, certain deals may even be able to fund without any financial disclosure! Need 100% financing to plug the gap on your advance? Virtually impossible in today’s world but, with a little creative thinking it can absolutely be done.

The bottom line is, if you’re on the fence of buying or refinancing an aircraft, don’t sit there too long. Now is as good a time as any to do so as long as you have the right people on your team leading the way. You may not end up going through with the acquisition or re-structure but at least you’ll be able to make an informed and educated decision.

This article was provided by LuxeJets Credit Services – A World Leader in Aircraft Financing & Private Jet Services. They can be contacted by the following www.luxe-jets.com – 888.LUXE.JET (589-3538) –

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